The Backyard BBQ: Things to Consider

Katherine Martin • June 3, 2016

The summer season is getting close, there is talk of barbecue everywhere you go.

We love it, don’t we? And not just because of the food aspect (although, admittedly, that’s a huge factor). We love the idea of the BBQ because of the social component. It’s here that we have the opportunity to welcome our family and friends into our home with the promise of a deliciously grilled feast at the centre of the festivities.



Burgers, ribs, chicken, and steaks; smothered with barbecue sauce, in your backyard, it doesn’t get much better than this.

Are you a seasoned griller with an itch to upgrade your setup? This is for you. Are you a novice, or are you just now beginning the process of looking for a grill of your very own? This is for you, as well.

The following are things to consider as you look for that perfect backyard BBQ:



One of the first things you will want to figure out is your useage! Consider the number of people for which you could be cooking, and then buy appropriately. Yes, smaller models are generally available at a reduced rate, but more space on the grill (primary square inches) may prove crucial for those extended family get-togethers, summer block parties and miscellaneous shindigs. If you feel you may use the space, spend the money and get the real estate (within reason, of course).



Coincidently, if you know for certain that you’ll be grilling for small(er) groups consistently, than a smaller grill might just be the ticket. Either way, it will be important for you to consider these options before you invest.



Before you hand over your hard earned dollars, you should be aware of the differences between cookers, so here is a breakdown of the different types of cookers! Beware, the options are endless, and beautiful! 



Charcoal


This grill is a classic of our time. It’s simplicity of design means that it’s easy to set up and operate (with relatively few mechanical parts to get in the way). There are a few drawbacks: it can be a touch difficult to control grilling heat, and the fuel (charcoal briquettes) tends to burn fairly quickly. In spite of these things, the charcoal grill should be something to consider as you sift through the various options available to you.



Propane


Fueled by a refillable propane tank, this type of grill is easy to use and easy to clean. Not to mention each tank tends to last a good long while (you’ll find yourself refilling approximately twice a season, if you’re using your BBQ on a daily basis) The downside of these models is the tendency of the parts to… well… break, especially the igniters. Because of this, don’t be sucked in by cheaper models; Instead, go for trusty names such as Weber and Broil King. The life of your BBQ (and your igniter) will thank you.



Natural Gas


These grills rely on a dedicated gas line to provide the necessary heat. And while the initial startup cost may be a little bit high, over time, you will save (compared to the fuel costs associated with propane and charcoal). Just don’t make the mistake of buying a natural gas BBQ if your house doesn’t have the appropriate utility!



Smoker


A smoker is not necessarily going to replace your BBQ, it should almost be considered as an addition to your primary cooker. A smoker is a unique piece in that it’s designed to “slow cook” its contents, adding deep flavour and rich texture over a series of hours or days. These cookers take much, much longer to produce a finished product, however, the finished product (if done right) will be immaculate.

Three words… Big Green Egg. Described as the ultimate cooking experience, a Big Green Egg is a kamado-style ceramic charcoal barbecue cooker, and you probably need one! There are thousands of youtube channels and online communities dedicated to cooking in a Big Green Egg to help get you started or to help perfect your craft.

Warning, if you follow this link, you might get sucked into a BBQ subculture that you may never escape, biggreenegg.com. They even have an annual event called Eggtoberfest where thousands of people come together in Atlanta to experience food cooked on an egg.



Brick Oven

Okay, if you want to go all out and be the envy of everyone you know… consider building a massive open fire brick oven in your backyard! Or maybe better yet, Jamie Oliver has come out with a line of backyard brick ovens. This one is called the Dome 60 and according to Jamie, it will cook a pizza in 1 to 2 minutes, “it will cook a sardine in a minute and a half, crispy skin all over, garlic, olive oil, parsley, lemon zest, beautiful.” Who doesn’t love Jamie Oliver!

Think about it, a brick oven in your backyard could potentially change your life!

Regardless of which way you go, have a great month, get out often, and happy grilling!

On a side note, if you need a bigger backyard to accommodate your newfound passion for grilling, I can certainly give you a hand with the financing… let’s talk over some BBQ!

This article originally appeared in the DLC Newsletter for May 2016.

Katherine Martin


Origin Mortgages

Phone: 1-604-454-0843
Email: 
kmartin@planmymortgage.ca
Fax: 1-604-454-0842


RECENT POSTS

By Katherine Martin March 11, 2026
Your Guide to Real Estate Investment in Canada Real estate has long been one of the most popular ways Canadians build wealth. Whether you’re purchasing your first rental property or expanding an existing portfolio, understanding how real estate investment works in Canada—and how it’s financed—is key to making smart decisions. This guide walks through the fundamentals you need to know before getting started. Why Canadians Invest in Real Estate Real estate offers several potential benefits as an investment: Long-term appreciation of property value Rental income that can support cash flow Leverage , allowing you to invest using borrowed funds Tangible asset with intrinsic value Portfolio diversification beyond stocks and bonds When structured properly, real estate can support both income and long-term net worth growth. Types of Real Estate Investments Investors typically focus on one or more of the following: Long-term residential rentals Short-term or vacation rentals (subject to local regulations) Multi-unit residential properties Pre-construction or assignment purchases Value-add properties that require renovations Each type comes with different financing rules, risks, and return profiles. Down Payment Requirements for Investment Properties In Canada, investment properties generally require higher down payments than owner-occupied homes. Typical minimums include: 20% down payment for most rental properties Higher down payments may be required depending on: Number of units Property type Borrower profile Lender guidelines Down payment source, income stability, and credit history all play a role in approval. How Rental Income Is Used to Qualify Lenders don’t always count 100% of rental income. Depending on the lender and mortgage product, they may: Use a rental income offset , or Include a percentage of rental income toward qualification Understanding how income is treated can significantly impact borrowing power. Financing Options for Investors Investment financing can include: Conventional mortgages Insured or insurable options (in limited scenarios) Alternative or broker-only lenders Refinancing equity from existing properties Purchase plus improvements for value-add projects Access to multiple lenders is often crucial for investors as portfolios grow. Key Costs Investors Should Plan For Beyond the purchase price, investors should budget for: Property taxes Insurance Maintenance and repairs Vacancy periods Property management fees (if applicable) Legal and closing costs A realistic cash-flow analysis is essential before buying. Risk Considerations Like any investment, real estate carries risk. Key factors to consider include: Interest rate changes Market fluctuations Tenant turnover Regulatory changes Liquidity (real estate is not easily sold quickly) A strong financing structure can help manage many of these risks. The Role of a Mortgage Professional Investment mortgages are rarely “one-size-fits-all.” Lender policies vary widely, especially as you acquire more properties. Working with an independent mortgage professional allows you to: Compare multiple lender strategies Structure financing for long-term growth Preserve flexibility as your portfolio evolves Avoid costly mistakes early on Final Thoughts Real estate investment in Canada can be a powerful wealth-building tool when approached with a clear strategy and proper financing. Whether you’re exploring your first rental property or planning your next acquisition, understanding the numbers—and the lending landscape—matters. If you’d like to discuss investment property financing, run the numbers, or explore your options, feel free to connect. A well-planned mortgage strategy can make all the difference in long-term success.
By Katherine Martin March 4, 2026
When it comes to selling your home, most people think the first call should be to a real estate agent. But the smartest first step often isn’t with your agent—it’s with an independent mortgage professional. Why? Because your mortgage plays a bigger role in your bottom line than most people realize. Planning to Buy After You Sell If selling means you’ll also be purchasing another property, you’ll want to know exactly where you stand financially before listing. Mortgage rules change regularly, and qualifying once doesn’t guarantee you’ll qualify again. Getting a pre-approval in place ensures you know what you can afford and eliminates surprises later. On top of that, reviewing the terms of your existing mortgage could uncover options you may not have considered. For example, porting your mortgage instead of arranging a brand-new one could save you thousands. Selling Without Buying Even if you aren’t planning to buy right away, there’s still an important step: understanding the cost of breaking your mortgage. Unless your mortgage is open, penalties apply—and they can be significant. By reviewing the numbers with a mortgage professional, you might find that simply adjusting your timeline could reduce or even avoid costly fees. Navigating Life Changes In situations like a marital breakdown, it can feel like selling the family home is the only path forward. But that’s not always the case. With the right guidance and a legal separation agreement, one spouse may be able to buy out the other, keeping the home and providing stability for everyone involved. The Bottom Line Selling your property is more than just putting a sign on the lawn—it’s about creating a financial plan that protects your equity and positions you for the best possible outcome. Before you take the leap, let’s sit down and review your options. 📞 If you’re ready to talk strategy and make sure you get top dollar for your property, I’d be happy to connect anytime.