The Backyard BBQ: Things to Consider

Katherine Martin • June 3, 2016

The summer season is getting close, there is talk of barbecue everywhere you go.

We love it, don’t we? And not just because of the food aspect (although, admittedly, that’s a huge factor). We love the idea of the BBQ because of the social component. It’s here that we have the opportunity to welcome our family and friends into our home with the promise of a deliciously grilled feast at the centre of the festivities.



Burgers, ribs, chicken, and steaks; smothered with barbecue sauce, in your backyard, it doesn’t get much better than this.

Are you a seasoned griller with an itch to upgrade your setup? This is for you. Are you a novice, or are you just now beginning the process of looking for a grill of your very own? This is for you, as well.

The following are things to consider as you look for that perfect backyard BBQ:



One of the first things you will want to figure out is your useage! Consider the number of people for which you could be cooking, and then buy appropriately. Yes, smaller models are generally available at a reduced rate, but more space on the grill (primary square inches) may prove crucial for those extended family get-togethers, summer block parties and miscellaneous shindigs. If you feel you may use the space, spend the money and get the real estate (within reason, of course).



Coincidently, if you know for certain that you’ll be grilling for small(er) groups consistently, than a smaller grill might just be the ticket. Either way, it will be important for you to consider these options before you invest.



Before you hand over your hard earned dollars, you should be aware of the differences between cookers, so here is a breakdown of the different types of cookers! Beware, the options are endless, and beautiful! 



Charcoal


This grill is a classic of our time. It’s simplicity of design means that it’s easy to set up and operate (with relatively few mechanical parts to get in the way). There are a few drawbacks: it can be a touch difficult to control grilling heat, and the fuel (charcoal briquettes) tends to burn fairly quickly. In spite of these things, the charcoal grill should be something to consider as you sift through the various options available to you.



Propane


Fueled by a refillable propane tank, this type of grill is easy to use and easy to clean. Not to mention each tank tends to last a good long while (you’ll find yourself refilling approximately twice a season, if you’re using your BBQ on a daily basis) The downside of these models is the tendency of the parts to… well… break, especially the igniters. Because of this, don’t be sucked in by cheaper models; Instead, go for trusty names such as Weber and Broil King. The life of your BBQ (and your igniter) will thank you.



Natural Gas


These grills rely on a dedicated gas line to provide the necessary heat. And while the initial startup cost may be a little bit high, over time, you will save (compared to the fuel costs associated with propane and charcoal). Just don’t make the mistake of buying a natural gas BBQ if your house doesn’t have the appropriate utility!



Smoker


A smoker is not necessarily going to replace your BBQ, it should almost be considered as an addition to your primary cooker. A smoker is a unique piece in that it’s designed to “slow cook” its contents, adding deep flavour and rich texture over a series of hours or days. These cookers take much, much longer to produce a finished product, however, the finished product (if done right) will be immaculate.

Three words… Big Green Egg. Described as the ultimate cooking experience, a Big Green Egg is a kamado-style ceramic charcoal barbecue cooker, and you probably need one! There are thousands of youtube channels and online communities dedicated to cooking in a Big Green Egg to help get you started or to help perfect your craft.

Warning, if you follow this link, you might get sucked into a BBQ subculture that you may never escape, biggreenegg.com. They even have an annual event called Eggtoberfest where thousands of people come together in Atlanta to experience food cooked on an egg.



Brick Oven

Okay, if you want to go all out and be the envy of everyone you know… consider building a massive open fire brick oven in your backyard! Or maybe better yet, Jamie Oliver has come out with a line of backyard brick ovens. This one is called the Dome 60 and according to Jamie, it will cook a pizza in 1 to 2 minutes, “it will cook a sardine in a minute and a half, crispy skin all over, garlic, olive oil, parsley, lemon zest, beautiful.” Who doesn’t love Jamie Oliver!

Think about it, a brick oven in your backyard could potentially change your life!

Regardless of which way you go, have a great month, get out often, and happy grilling!

On a side note, if you need a bigger backyard to accommodate your newfound passion for grilling, I can certainly give you a hand with the financing… let’s talk over some BBQ!

This article originally appeared in the DLC Newsletter for May 2016.

Katherine Martin


Origin Mortgages

Phone: 1-604-454-0843
Email: 
kmartin@planmymortgage.ca
Fax: 1-604-454-0842


RECENT POSTS

By Katherine Martin June 3, 2026
Thinking of Calling Your Bank for a Mortgage? Read This First. If you're buying a home or renewing your mortgage, your first instinct might be to call your bank. It's familiar. It's easy. But it might also cost you more than you realize—in money, flexibility, and long-term satisfaction. Before you sign anything, here are four things your bank won’t tell you—and four reasons why working with an independent mortgage professional is the smarter move. 1. Your Bank Offers Limited Mortgage Options Banks can only offer what they sell. So if your financial situation doesn’t fit neatly into their guidelines—or if you’re looking for competitive terms—you might be out of luck. Working with a mortgage broker? You get access to mortgage products from hundreds of lenders : major banks, credit unions, monoline lenders, alternative lenders, B lenders, and even private funds. That means more options, more flexibility, and a much better chance of finding a mortgage that fits you. 2. Bank Reps Are Salespeople—Not Mortgage Strategists Let’s be honest: most bank mortgage reps are trained to sell their employer’s products—not to analyze your financial goals or tailor a long-term mortgage plan. Their job is to generate revenue for the bank. Independent mortgage professionals are different. We’re not tied to one lender—we’re tied to you. Our job is to shop around, negotiate on your behalf, and recommend the mortgage that offers the best balance of rate, terms, and flexibility. And yes, we get paid by the lender—but only after we find you a mortgage that works for your situation. That creates a win-win-win: you get the best deal, we earn our fee, and the lender earns your business. 3. Banks Don’t Lead with Their Best Rate It’s true. Banks often reserve their best rates for those who ask for them—or threaten to walk. And guess what? Most people don’t. Over 50% of Canadians accept the first renewal offer they get by mail. No questions asked. That’s exactly what the banks count on. Mortgage professionals don’t play that game. We start by finding lenders offering competitive rates upfront, and we handle the negotiations for you. There’s no guesswork, no pressure, and no settling for less than you deserve. 4. Bank Mortgages Are Often More Restrictive Than You Think Not all mortgages are created equal. Some come with hidden traps—especially around penalties. Ever heard of a sky-high prepayment charge when someone breaks their mortgage early? That’s often due to something called an Interest Rate Differential (IRD) —and big banks are notorious for using the harshest IRD calculations. When we help you choose a mortgage, we don’t just focus on the interest rate. We look at the whole picture, including: Prepayment privileges Penalty calculations Portability Future flexibility That way, if your life changes, your mortgage won’t become a financial anchor. A Quick Recap What your bank typically offers: Only their own limited mortgage products Sales-focused representatives, not mortgage strategists Default rates that aren’t usually their best Restrictive contracts with high penalties What an independent mortgage professional delivers: Access to over 200 lenders and customized mortgage solutions Personalized advice and long-term financial strategy Competitive rates and terms upfront Transparent, flexible mortgage options designed around your needs Let’s Talk Before You Sign Your mortgage is likely the biggest financial commitment you’ll ever make. So why settle for a one-size-fits-all solution? If you're buying, refinancing, or renewing, I’d love to help you explore your options, explain the fine print, and find a mortgage that truly works for you. Let’s start with a conversation—no pressure, just good advice.
By Katherine Martin May 27, 2026
Co-Signing a Mortgage in Canada: Pros, Cons & What to Expect Thinking about co-signing a mortgage? On the surface, it might seem like a simple way to help someone you care about achieve homeownership. But before you sign on the dotted line, it’s important to understand exactly what co-signing means—for them and for you. You’re Fully Responsible When you co-sign, your name is on the mortgage—and that makes you just as responsible as the primary borrower. If payments are missed, the lender won’t only go after them; they’ll come after you too. Missed payments or default can damage your credit score and put your financial health at risk. That’s why trust is key. If you’re going to co-sign, make sure you have a clear picture of the borrower’s ability to manage payments—and consider monitoring the account to protect yourself. You’re Committed Until They Can Stand Alone Co-signing isn’t temporary by default. Even once the initial mortgage term ends, you won’t automatically be removed. The borrower has to re-qualify on their own, and only then can your name be taken off. If they don’t qualify, you stay on the mortgage for another term. Before agreeing, talk openly about expectations: How long might you be on the mortgage? What’s the plan for eventually removing you? Having these conversations upfront prevents surprises later. It Affects Your Own Borrowing Power When lenders calculate your debt service ratios, the co-signed mortgage counts as your debt—even if you never make a payment on it. This could reduce how much you’re able to borrow in the future, whether it’s for your own home, an investment property, or even refinancing. If you see another mortgage in your future, you’ll want to consider how co-signing could limit your options. The Upside: Helping Someone Get Ahead On the positive side, co-signing can be life-changing for the borrower. You could be helping a family member or friend buy their first home, start building equity, or take an important step forward financially. If handled with clear expectations and trust, it can be a meaningful way to support someone you care about. The Bottom Line Co-signing a mortgage comes with both risks and rewards. It’s not a decision to take lightly, but with careful planning, transparency, and professional advice, it can be done responsibly. If you’re considering co-signing—or want to explore safer alternatives—let’s connect. I’d be happy to walk you through what to expect and help you decide if it’s the right move for you.